German Insurance Terms
Insurance is part of everyday life in Germany. Whether you live here, work here, or are just getting started, you’ll quickly notice that insurance comes up often.
In this guide, we'll teach you the most important German vocabulary related to insurance. A bit boring? Okay, true. But very useful.
Basic Insurance Vocabulary
Let’s start with the key words that apply to most types of insurance.
Health Insurance
Health insurance is mandatory in Germany. There are public and private options. These are the most important words related to health insurance.
I am insured with a public health insurance provider.
Private health insurance is often more expensive.
Please show your health card.
Liability & Household Insurance
Two of the most common types of personal insurance in Germany are liability insurance and household contents insurance. These are often recommended for renters and families.
Liability insurance is very important in Germany.
Household contents insurance protects in case of burglary or water damage.
I need liability insurance for my apartment.
Car Insurance
If you own a car in Germany, insurance is mandatory. Here are the key terms for understanding car insurance documents or talking to your provider.
I need car insurance to register my car.
Liability insurance is required by law.
I took out full coverage insurance.
Life & Travel Insurance
In some situations, you might also hear or need life or travel insurance terms.
For longer trips abroad, travel health insurance makes sense.
Trip cancellation insurance covers cancellation costs.
He took out life insurance for his family.
Final Thoughts
Insurance in Germany is a part of everyday life, and the vocabulary that goes with it is essential. We hope that this guide has been helpful to you, and that you'll feel more confident when you receive letters from insurance providers or will have to fill out forms in the future.
If we've missed any important terms or phrases, feel free to get in touch with us and let us know.
