German Investing Terms
In this guide, we explain the most important German investing terms in clear language. Our focus will be on practical vocabulary that you’ll actually hear and read in German-speaking financial media, apps, and conversations.
Basic Investing Vocabulary
These are the most important general terms that you’ll need to talk about investing.
Have a look at these example sentences:
I invest regularly in stocks.
He opened a brokerage account at an online bank.
The return was very good this year.
Stocks, Funds, and ETFs
If you’re buying shares or investing in funds, these words are key.
You might use these words in a sentence like this:
I invest in an ETF on the DAX.
The share price has dropped sharply.
She has diversified her portfolio.
Risk and Strategy
Understanding risk and building a strategy is part of every investment decision. These words help you talk about that.
Here, again, we have compiled a few examples:
In the long term, the risk is often lower.
He follows a very conservative strategy.
Diversification helps to reduce risk.
Dividends, Gains, and Taxes
Money made from investments is taxed. Here’s the vocabulary you need to understand how that works.
And some examples:
I received a dividend last year.
Capital gains must be taxed.
Did you submit a tax exemption form?
Final Thoughts
Understanding investing in German is a big step, whether you’re just starting to save or already building a portfolio.
But no matter how helpful you've found this guide: if you're German is not at the very least C1, make sure to ask a friend before investing larger sums with a German broker. 🙈
